Getting pre-approved for a mortgage is the first step.

It depends on the loan type, but typically 3-20% of the home’s price.

Pre-qualification is an estimate; pre-approval is a formal commitment from a lender.

Usually 30-45 days from the time your offer is accepted.

Fees associated with the home purchase, including appraisal, title insurance, and loan origination fees.

Very important. It can reveal potential issues with the property.

Yes, but there may be consequences, including losing your earnest money deposit.

A deposit made to show you’re serious about buying the home.

Your real estate agent will help you draft and submit an offer.

You’ll sign final documents, pay closing costs, and receive the keys to your new home.